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Why Invest in India?

India today is one of the world’s most powerful growth engines — a market where stability, scale, and opportunity align perfectly for NRIs. When you invest here, you’re not just participating in the country’s progress, you’re positioning yourself at the heart of it.

Why Invest in Navi Mumbai?

If India is evolving fast, Navi Mumbai is evolving smart. It’s one of the few cities where infrastructure comes first, development follows, and appreciation becomes a natural by-product.

International Airport Advantage
1

International Airport Advantage

International Airport Advantage
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The Navi Mumbai International Airport (NMIA) launches with a capacity to handle 20 million passengers per year, and once fully built out, it is designed for up to 90 million passengers annually. This massive capacity expansion is expected to trigger strong demand for housing, offices, retail and hospitality — reshaping the region’s economy and real-estate dynamics almost overnight.

Metro, Highways, and Seamless Travel

Metro, Highways, and Seamless Travel
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A powerful transport network is taking shape through the Metro, MTHL, UCR, KTLR, and upgraded highways. These links are engineered to cut commute times and improve cross-city access. Together, they position Navi Mumbai as one of India’s best-connected urban regions.

Metro, Highways, and Seamless Travel
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Planned Urban Living
3

Planned Urban Living

Planned Urban Living
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Navi Mumbai’s masterplanned design ensures wider roads, clean neighbourhoods, and efficient zoning across residential and commercial sectors. Ample open spaces, gardens, sports grounds, and community zones create a balanced urban environment. With utilities and civic amenities designed for scale, the city offers a smoother, more organised lifestyle.

High-Growth Corridors

High-Growth Corridors
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Nodes like Kharghar, Ulwe, Taloja, and Panvel have delivered strong appreciation over the last five years. Their growth is powered by rapid infrastructure development and proximity to major upcoming projects like the airport. These corridors continue to attract long-term end-users and investors alike.

High-Growth Corridors
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Balanced Lifestyle
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Balanced Lifestyle

Balanced Lifestyle
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Navi Mumbai offers education hubs, hospitals, malls, business parks, and recreation within convenient reach. Landmarks like the Kharghar Valley Golf Course and Central Park elevate day-to-day living. Residents enjoy the benefits of a metro city without the congestion of one.

For NRIs, Navi Mumbai offers the one thing every investment should promise: clarity today, confidence tomorrow.

India Property Investment Guide

A) General
India Property Investment Guide
Do NRIs need RBI approval to buy property in India?

No. NRIs do not require prior permission from the Reserve Bank of India (RBI) to purchase immovable property in India.

What documents are generally required?

Here’s a checklist of typical documents:

  • Identity, age, and address proof
  • PAN card
  • Educational and employment details
  • Income proof (salary slips, Form 16, etc.)
  • Bank statements
  • Property documents
  • Auditor’s report (for self-employed applicants)
India Property Investment Guide
India Property Investment Guide
B) Home Loans
India Property Investment Guide
What are the age and qualification criteria for NRIs to avail a home loan?

NRIs can apply for a home loan between the ages of 18 and 60 (or retirement age, whichever is earlier). The exact age limits may vary across banks and lenders.

Can NRIs apply for home loans from Indian banks?

Yes. NRIs are eligible for home loans from Indian banks. The application process is largely similar to that for resident Indians.

What factors determine an NRI’s eligibility for a home loan?

Eligibility is assessed based on:

  • Age and educational qualifications
  • Job profile and work experience
  • Duration of stay abroad during the loan period
  • Ability to repay if the applicant returns to India
What types of properties are eligible for home loans for NRIs?

NRIs can avail home loans for:

  • Ready-to-move-in or under-construction homes
  • Resale properties
  • Plots (allotted by authorities or societies)
  • Self-construction on owned land
  • Renovation or improvement of existing property
  • What documents are required for an NRI home loan?
  • Typically required documents include:
  • Copy of passport, visa, and work permit
  • Employment contract and experience letter
  • Salary slips or certificate
  • NRE/NRO bank statements
C) Payments & Transactions
India Property Investment Guide
How can NRIs repay home loans?

Loan repayments must be made through:

  • Direct remittances via regular banking channels
  • NRE, NRO, NRNR, or FCNR accounts (as permitted by RBI)

Repayment terms may change as per RBI regulations.

Can NRIs sell residential or commercial property in India?

Yes. NRIs are permitted to sell residential or commercial property in India to:

  • Resident Indians
  • Other NRIs
  • Persons of Indian Origin (PIOs)
Can NRIs repatriate the sale proceeds of a property?

Yes, subject to conditions:

  • Repatriation is allowed for up to two residential properties purchased using funds from an NRE or FCNR account.
  • The repatriated amount should not exceed the original investment made in foreign exchange through regular banking channels.
India Property Investment Guide